Browsing by Author "Agarwal, Reena"

Browsing by Author "Agarwal, Reena"

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  • Agarwal, Reena (Indian Institute of Management Kozhikode, 2007-05-19)
    In India the focus of the financial inclusion at present is confined to ensuring a bare minimum access to a savings bank account without frills, to all. Internationally, the financial exclusion has been viewed in a much ...
  • Agarwal, Reena (Indian Institute of Management Kozhikode, 2007-05-19)
    It should be noted that although the collective term ‘creativity and innovation’ is routinely used, and the individual words ‘creativity’ and ‘innovation’ are often used synonymously, the two words actually refer to two ...

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